Checking

Local banking. Worldwide access.

With a Direct ATM or a Direct Debit Card, you can get cash from your Direct Federal Checking or Savings Accounts at any of the 900,000 NYCE® and CIRRUS ATM locations worldwide. We’re also part of the NYCE® Share Deposit Network Plus because sometimes you need to make a deposit at an ATM. Our affiliation lets you make surcharge-free transactions at any SUM ATM location or at any of the Publix Market ATMs located throughout Florida and Georgia.

What’s more, if you have a Direct Federal Member Checking Account, you can make 20 ATM transactions per month free of charge. For each transaction after the 20 you perform there is a $2.00 fee. But remember, if an ATM is not part of the SUM Network or not in a Publix Market, the ATM owner may charge a usage or surcharge fee.