Financial Resources

Housing Resources

Federal Trade Commission – Looking for the Best Mortgage

http://www.ftc.gov/bcp/conline/edcams/credit/coninfo_mortgage.html
Online brochure that details the stops you need to take to get the right home loan or mortgage.  A mortgage—whether it’s a home purchase, a refinancing or a home equity loan—is a product, just like a car, so the price and terms may be negotiable.  You’ll want to compare all the costs involved in obtaining a mortgage.  Shopping, comparing and negotiating may save you thousands of dollars.

Freddie Mac:  Is Homeownership Right for You?

www.freddiemac.com/corporate/buyown/english/preparing/right_for_you
This site helps you determine if owning a home is the right choice for you.  It lists the advantages and points out the risks of homeownership.  You can also calculate how much you can afford.

Housing and Urban Development (HUD)

www.hud.gov/
Before you buy a home, check out this website to review the many laws that protect you form scams, unnecessary expenses and discrimination in the process of home-buying.  Know your rights!  This site also has housing resources for senior citizens, veterans and students.

National Association of Home Builders

www.nahb.org/page.aspx/category/sectionID=112
Everything you need to know about building your new home or taking on a remodeling project is at your finger tips in For Consumers.  Get advice on caring for your home and access educational materials for students and teachers.  Let For Consumers guide you through every stage of homeownership and help you understand more about home building.

National Low Income Housing Coalition

www.nlihc.org/
National Low Income Housing Coalition’s Advocates’ Guide contains short chapters describing more than 60 housing-related programs, proposals and issues.

Senior Housing Net

www.seniorhousingnet.com/
From independent living to assisted living or to a nursing home, find out what type of housing is right for you or a family member.