Financial Resources

Identity Theft and Fraud

Annual Credit Report

www.annualcreditreport.com/
Use this site to request a free credit report, once every 12 months, from each of the nationwide consumer credit reporting companies:  Equifax (www.equifax.com/), Experian (www.experian.com/) and TransUnion (www.transunion.com/).

ID Theft

www.consumer.gov/idtheft
This is the U.S. government website for information about identity theft.  Find information about what to do if you are a victim, what state and federal laws apply and how to minimize the risk of having your identity stolen.  You can also document a complaint online.

Fair Credit Reporting Act (FCRA) and the Privacy of Your Credit Report

www.epic.org/privacy/fcra
An in-depth resource on the Fair Credit Reporting Act (FCRA), the first federal law to regulate the use of personal information by private businesses prepared by the Electronic Privacy Information.

The Identity Theft Resource Center

www.idtheftcenter.org/
A nonprofit group coordinated by volunteers nationwide to help victims clear up their financial problems.

MasterCard

www.mastercard.com/securityandbasics/index.html
MasterCard is invested in helping cardholders nurture and protect their financial wellbeing. This web site offers you tips on budgeting, handling debt and financial management. You will also find suggestions for guarding the privacy and security of your personal account information and your financial transactions.

National Credit Union Administration

www.ncua.gov/Publications/brochures/IdentityTheft/index.htm
This site will give you the consumer guidance on how to stop electronic identity theft.

NCL Focus on Privacy

http://www.nclnet.org/privacy/
A National Consumers League site that offers an explanation of privacy terms and tips to protect your privacy.

National Fraud Information Center

http://www.fraud.org/
A joint effort by the National Consumers League, the Federal Trade Commission, the National Associations of Attorneys General, and Phonebusters of Canada, this nonprofit organization helps consumers report fraud and offers helpful advice on how to avoid becoming a victim of fraud.  They will report instances of fraud to FTC database for review.

Privacy.org

www.privacy.org/
A nonprofit consumer education organization that specializes in issues relating to privacy.

Visa USA

www.visa.com/security
Visa USA provides multiple layers of cardholder protection giving you an extraordinary level of security, so you can feel confident no matter how you use your Visa card.

Internal Revenue Service

www.irs.gov/
The US government agency responsible for tax collection and tax law enforcement.
Includes income tax forms, instructions, and agency publications.

 

 

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