Member Benefits
Membership Benefits
Beyond the great benefits of lower loan rates and higher savings rates, as a Direct Federal Credit Union member you’ll also receive these special benefits:
- Federally Insured deposits
- 20 free ATM transactions each month* with a Checking Account
- Free Web Banking services with Bill Pay
- Free online Wire Transfer with Member Checking account
- Free Direct Deposit service
- Free Bank-by-Mail
- Free e-Statements
- Free Priority Call Center service
- Free EXPRESS Bank-by-Phone service
- Free notary service and gold medallion
- Free Coin Counting service
Joining Direct Federal has never been easier. Click here to apply for membership.
*Direct Federal will not charge an ATM usage fee. However, the ATM owner may assess a surcharge fee. All transactions at SUM locations are surcharge-free.