Whether you’re buying a home or refinancing your existing mortgage. We offer a variety of mortgage options to fit your needs. Our application is easy and you’ll get free pre-approval in just minutes.
| Your Situation: | We suggest: |
| Want a lower monthly payment? | 40-year loan or Adjustable Rate (ARM) |
| No cash for closing costs? | No Closing Cost Mortgage |
| No down payment? | 100% Financing Mortgage |
| Self-employed? | Stated Income Mortgage |
| Want to avoid PMI? | Combine 1st Mortgage with a Home Equity Line |
| Need a larger fixed rate mortgage? | Jumbo Mortgage |
| Want a stable fixed monthly payment? | Fixed Rate Mortgage |
You’ll feel at ease and in control. At Direct Federal we offer: