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Right of Rescission 03/16/2020

The Truth in Lending Act (TILA) is a federal law in the United, created in 1968. According to Investopedia, TILA's purpose is "to help protect consumers in their dealings with lenders and creditors." The Right of Rescission is specifically meant to allow consumers to back out of certain transactions with lenders within a three-day window with no questions asked. Once the rescission has been made, "the lender must give up its claim to the property." The lender then has 20 days to refund all fees.

Stop Making These 5 Car Buying Mistakes 02/19/2020

There’s never been greater access to information on everything from make, model, fuel efficiency, past accidents and more to help you make the right decision. Yet, according to Edmunds.com, consumers continue to make the same buying mistakes. Are you guilty of these?

13 Reasons To Love A Credit Union 02/14/2020

Fall in love with a Credit Union this Valentine's day.

4 First-Time Homebuyer Mistakes 01/17/2020

The stars have aligned and finally, instead of just watching those house hunting shows, it’s your turn to being the search for your first home. According to the National Association of Realtors 2018 Home Buyer and Seller Generational Trends report, 34% of all home buyers are first-time buyers. In addition, 65% of those first-time, would-be homeowners are under the age of 37.

What’s in Your Credit Report? 01/17/2020

The Fair Credit Reporting Act entitles everyone to one free credit report every year from each of the three nationwide credit bureaus, but many consumers don’t take advantage of it.

Four Online Shopping Safety Tips For The Holidays 12/17/2019

Here are few tips from the Federal Trade Commission and Identity Theft Resource Center on how to protect your digital profile.

Safety Tips for Black Friday and Cyber Monday Scams 11/27/2019

Safety Tips for Black Friday and Cyber Monday Scams

4 Ways to Save on Your Thanksgiving Feast 11/26/2019

The countdown to Thanksgiving has begun. We all look forward to preparing a great meal for friends and family, but the costs – in both time and money – can be hard to digest.

Navigating the Mortgage Maze 11/12/2019

Whether you're buying your first home or your fifth home, your financing options can be confusing. That's because many types of mortgage loans are available, with varying rates and terms. However, the basic difference in mortgage loans boils down to these aspects of the loan: - Whether the interest rate is fixed or adjustable. - Whether the loan is government insured.

Balance Transfers: Playing the Credit Card Game | Credit Union 10/24/2019

So, you’ve had a lot of expenses pop up out of nowhere. Your kitchen has been remodeled for a refi, you’ve replaced your busted washer and dryer, and you’ve had to buy new furniture because some visitors from England decided to bounce up and down on your couch and break it. Just like that, you’ve run up your credit card and you’re past your no-interest pay period. It is a pickle. There is, however, a way to get around it. You can have a high balance and not be stuck paying high interest on your credit card. You might ask how. Well, here’s the big secret; Balance transfer.