If there is something incorrect on your credit report, here is how to fix it.
A credit freeze, which prevents the opening of any new credit accounts in your name, can be an effective tool. It works because once you’ve frozen your credit, new lenders can’t look at your credit report without your permission … which stops identity thieves cold in their tracks.
Now more than ever, financial wellness is top of mind as people are looking for answers on best practices to manage their funds during these uncertain times.
With April being Financial Literacy Month, why not propose an activity that is educational and fun? You might even learn something new yourself.
Here are five concrete ways for you to jumpstart your financial wellness in the wake of the novel coronavirus.
The Truth in Lending Act (TILA) is a federal law in the United, created in 1968. According to Investopedia, TILA's purpose is "to help protect consumers in their dealings with lenders and creditors." The Right of Rescission is specifically meant to allow consumers to back out of certain transactions with lenders within a three-day window with no questions asked. Once the rescission has been made, "the lender must give up its claim to the property." The lender then has 20 days to refund all fees.
There’s never been greater access to information on everything from make, model, fuel efficiency, past accidents and more to help you make the right decision. Yet, according to Edmunds.com, consumers continue to make the same buying mistakes. Are you guilty of these?
Fall in love with a Credit Union this Valentine's day.
The stars have aligned and finally, instead of just watching those house hunting shows, it’s your turn to being the search for your first home. According to the National Association of Realtors 2018 Home Buyer and Seller Generational Trends report, 34% of all home buyers are first-time buyers. In addition, 65% of those first-time, would-be homeowners are under the age of 37.