Almost half of young adults with student loan debt say that debt is hindering them from buying a house, according to a survey by NeighborWorks America. While student loan debt can be a concern for many, another new study shows that that for some it isn't interfering with their home-buying plans at all. Four out of 10 millennials still plan to purchase a house within five years, according to Origination News.
Improve your financial fitness and manage your wealth in 2017. Follow our 8 steps to get your finances in shape.
You may have heard the term “loan servicing” in the news recently. It is becoming commonplace for Mortgage companies and banks to sell mortgages a few months after borrowers close on their loan, sometimes even before a first payment is made. What does this mean to you, the borrower?
Many identity thefts occur every year through the use of physical documents that were thrown away in the trash.
Before you set foot on the car lot, get preapproved for an auto loan and be able to walk in feeling confident. Getting preapproved for a car loan means you'll know what kind of rate you'll pay, and what size loan you're qualified for.
Cyberbullying refers to practice of using technology to harass, or bully, someone else. Bullies used to be restricted to methods such as physical intimidation, postal mail, or the telephone. Now, developments in electronic media offer forums such as email, instant messaging, web pages, and digital photos to add to the arsenal. Computers, cell phones, are current tools that are being used to conduct an old practice.
Sometimes it can feel like you need thousands of dollars to move the needle even a little bit on your finances. So if you find yourself with a few hundred dollars--say from a tax refund or an unexpected windfall--the temptation to spend it can be great. After all, how much difference can $500 make? But used wisely, even a few hundred dollars can put you on the road to a more financially secure future.
If you like to keep your car a long time, what can you do to make it last?
Have you been wondering about the refinance process? The benefits? The items needed? How to get started? Click below to read the answers to your questions.