When considering your first home, you're faced with a lot of decisions: Downtown or the suburbs? Craftsman, ranch, or Cape Cod? Hardwood floors or carpet? These are all important, of course, but one crucial decision you'll face may be one you haven't examined. What kind of home loan would work best for you: a fixed-rate or an adjustable-rate mortgage (ARM)?
Obviously, some of the most important factors for new (usually young) drivers is the safety of the new car.