You may have heard the term “loan servicing” in the news recently. It is becoming commonplace for Mortgage companies and banks to sell mortgages a few months after borrowers close on their loan, sometimes even before a first payment is made. What does this mean to you, the borrower?
Many identity thefts occur every year through the use of physical documents that were thrown away in the trash.
Before you set foot on the car lot, get preapproved for an auto loan and be able to walk in feeling confident. Getting preapproved for a car loan means you'll know what kind of rate you'll pay, and what size loan you're qualified for.
Are You Smarter Than Ransomware? You Can Be with These 4 Tips Backup all your devices - This is a reasonably simple task. External hard drives are getting less expensive all the time and they come with essentially plug-and-play technology. If you don’t want to do that, just back up your important documents and files to a USB drive and store whichever method you use separately from your computer.
Cyberbullying refers to practice of using technology to harass, or bully, someone else. Bullies used to be restricted to methods such as physical intimidation, postal mail, or the telephone. Now, developments in electronic media offer forums such as email, instant messaging, web pages, and digital photos to add to the arsenal. Computers, cell phones, are current tools that are being used to conduct an old practice.
Sometimes it can feel like you need thousands of dollars to move the needle even a little bit on your finances. So if you find yourself with a few hundred dollars--say from a tax refund or an unexpected windfall--the temptation to spend it can be great. After all, how much difference can $500 make? But used wisely, even a few hundred dollars can put you on the road to a more financially secure future.
If you like to keep your car a long time, what can you do to make it last?
Have you been wondering about the refinance process? The benefits? The items needed? How to get started? Click below to read the answers to your questions.
Your online security is important to us. Use these tips to help protect yourself and important information about yourself and family.
No one can totally eliminate the risk of identity theft, but there are things you can do to reduce risk. Think of your Social Security Number (SSN), financial account numbers, and passwords as the Holy Grail—sacred and powerful. Protect them carefully.
When it comes to saving, something is better than nothing, and more is better than less. That's not much help—but this simple guideline might be: 50% of your after-tax income goes to needs 20% goes to savings and debt repayment 30% is for wants This streamlined budget guide, comes from the book "All Your Worth: The Ultimate Lifetime Money Plan," by Elizabeth Warren and Amelia Warren Tyagi.
About 3 million borrowers could save at least $200 a month by refinancing. By refinancing and locking in a better rate on your loan, you could reduce your monthly payment and save thousands of dollars in interest on the life of your mortgage. A lower interest rate also could allow you to build equity in your home more quickly.