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Requested Lines $400,000 and above require an appraisal. Also, if you believe your home value is higher than our assessed value, an appraisal may be required in order for us to approve the amount requested.

‍Appraisal cost estimates:

Single-family unit - Approximately $500

Multi-unit -Approximately $650.00

You can request a Home Equity Line of Credit and Credit Card increase through Online Banking.
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Apply for a Home Equity Line increase >
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Submit Credit Card Limit increase request >

Direct Federal lends on properties located in the following locations:

Massachusetts Counties: Norfolk, Middlesex, Suffolk, Plymouth, Essex, Bristol, Worcester, and Barnstable

Rhode Island Counties: All Counties in Rhode Island

New Hampshire Counties: Rockingham, Hillsborough, and Cheshire

Yes, we offer SBA loans!

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Request more information >

If you accidentally opted of out text alerts from a mobile phone, when the digital system calls to verify activity, the system will provide the opportunity to opt back into text alerts for the mobile phone.  For all fraud alert types, please call the number on the back of your card to re-enable fraud alerts to an email address, a mobile phone or landline phone number. You can also visit a branch for assistance.

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At the end of your 10-Year Draw Period, you will enter the Repayment Period. The Repayment Period is 10 years of principal and interest. The rate remains variable based on your Home Equity agreement.

Yes. You may pay your Direct Federal Visa bill online using any checking account.

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Our fax number is 781-433-2922.

You can submit a Stop Payment Request through Online Banking via Tools > Check Services.
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Submit Stop Payment Request >

$0 unless property is in a trust and/or there are unrecorded discharges that need to be recorded.