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Direct Federal Credit Union Boston MA

6 month rate special
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Home Equity

Prime -.50% for Life

8.00 % APR*


30-Year Fixed Rate Conforming

6.927 % APR*


6-Month (New Money Only)

5.50 % APY*


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Why Direct Federal?

Direct Federal offers market leading rates across all of our products, from Share Certificates and Savings accounts to Home Equity Lines and Mortgages.

Only we can do this thanks to our unique business model, where everything we save from only having the expenses of ONE branch, goes back to you. We don’t waste money on a fancy network of branches that are closed more than they're open. This certainly doesn’t mean we’re hard to bank with, it means we’re smart to bank with. You can do all your account openings right here online. Direct Federal is the fastest growing credit union in Massachusetts. Don't miss out.

Take a look below to see how much you could save or earn at Direct Federal. The proof is there. Open your accounts with us today and we guarantee you'll save money each month. Ask us today about the Direct Advantage.


Who can join Direct Federal?

Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties is eligible to join. Joining is free! There is no cost to you and no separate application. Just open an account or apply for a loan and we'll automatically open your membership for you. Join the 30,000 plus members we currently have. Once a member, you're a member for life.