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Yes, Direct Federal debit and credit cards can be added to Apple Pay, Google Pay, and Samsung Pay.

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Your IRS forms will be available under Statements within Digital Banking.

‍View Statements >

Fraud Alerts are transmitted to the phone number(s) and/or email address associated with the card used at the time of the transaction. If a joint cardholder is receiving alerts, it is because that cardholder’s phone number and/or email address is associated with the card transacting. If the fraud alerts should have gone to another cardholder on your account, we ask that you update the contact information for that cardholder.

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Yes. HELOC rates are variable and may change as the Prime Rate changes.

You may finance automobiles, SUVs, pickup trucks, and minivans for consumer use. For commercial vehicles, visit the Business Loans page.

We do not offer Boat loans at this time, but click below to learn more about what personal loans and lines of credit we offer!

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View Home Equity >

View Personal Loans >‍

View Credit Cards >

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Yes. In the application, please select "Refinance Home Loan" as the "Loan Purpose".

HELOC closings take place at our Branch located in Needham, MA.

50 Cabot St. Needham, MA 02494

To make a payment to your Direct Federal Loan from a Direct Federal Account, navigate to the “Transfers” feature. For the most payment options, including Principal only payments, click on the “Classic” tab. From there you will be able to select which account you want the payment to come from, which loan it should go to, how much you want to pay, and other payment options.

Any phone numbers that Direct Federal has in your records may be sent alerts.

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