Facebook Auto loans | Home equity lines | Direct Federal Credit Union Boston, MA


Direct Federal Credit Union will be closed on Monday, February 18, 2019 in observance of Presidents Day. You may access your accounts 24/7 through online banking, mobile banking, or Call 24. 

Home Equity

10-Year Draw

4.74 % APR*


30-Year Fixed Rate Jumbo

4.127 % APR*

Rate Riser

Money Market

2.25 % APY*

The Direct Advantage

Direct Federal offers market leading rates across all of our products, from Share Certificates and Savings accounts to Home Equity Lines and Mortgages. Open your accounts with us today and we guarantee you'll save money each month. Ask us today about the Direct Advantage.


Interest Rates Certified by Datatrac


Callahan & Associates lists direct federal as top performer in massachusetts. 

Direct Federal Credit Union has been listed as the top performing credit union in Massachusetts in Return to the Member (ROM).

ROM is a comprehensive metric designed by Callahan & Associates that assesses deposits and loan rates, and product usage to quantify member value and assign a score to every credit union in the United States. Direct Federal placed first in Massachusetts.

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Product Spotlight

Introducing our smartstart program!

Our NEW SmartStart program was designed to help first time buyers accomplish their dreams. From home ownership or apartment rental to buying a first car or establishing good credit that will carry you through your adult life, we are here to partner with you and help you reach your goals.

Learn more about this program

Member Benefits

Love my Credit Union Rewards

Direct Federal is excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

Credit Union Rewards Program: Enjoy exclusive savings every day


READ MORE about member benefits