Facebook Auto loans | Home equity lines | Direct Federal Credit Union Boston, MA

Home Equity

10-Year Draw

4.49 % APR*


30-Year Fixed Rate Jumbo

4.503 % APR*

Rate Riser

Money Market

2.00 % APY*


30 Month

3.05 % APY*

The Direct Advantage

Direct Federal offers market leading rates across all of our products, from Share Certificates and Savings accounts to Home Equity Lines and Mortgages. Open your accounts with us today and we guarantee you'll save money each month. Ask us today about the Direct Advantage.


Interest Rates Certified by Datatrac


Direct federal delivers 1,000 plants over 5 days

Direct Federal partnered with Volante Farms of Needham to celebrate becoming the fastest growing credit union in Massachusetts from June 30, 2017 to June 30, 2018, growing at a rate of 14%.  Over the last two years, Direct Federal Credit Union has grown 33%, while welcoming thousands of new members to its market-leading deposit and loan products.

Direct Federal purchased 1,000 plants from Volante Farms and employees of the Credit Union delivered them to homes and businesses in the Needham community as part of our “Firmly Planted in Needham” celebration. Plant deliveries were done over five days, beginning September 10, 2018.

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Product Spotlight

Introducing our smartstart program!

Our NEW SmartStart program was designed to help first time buyers accomplish their dreams. From home ownership or apartment rental to buying a first car or establishing good credit that will carry you through your adult life, we are here to partner with you and help you reach your goals.

Learn more about this program

Member Benefits

Love my Credit Union Rewards

Direct Federal is excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

Credit Union Rewards Program: Enjoy exclusive savings every day


READ MORE about member benefits