Direct Advantage Checking
Unlock savings
- Rate boost on variety of deposit accounts*
- Discounts on variety of loans*
- Unlimited reimbursement of all ATM fees and surcharges
- No monthly service fees
- No minimum balance requirement
Add to account
Open nowNew to Direct?
Get startedDirect Advantage Checking
Extra Perks
Earn more on what you save and pay less on what you borrow.
Savings boost
High-yield savings
+0.10% APY* boost
Secondary savings
+0.10% APY* boost
CDs (share certificates)
+0.10% APY* boost
Money market accounts
+0.10% APY* boost
Loan discounts
Home equity
Unlocks promo rate
Vehicle loans
-0.25% APR* discount
Personal loans
-0.25% APR* discount
Account benefits
Everything you need in a checking account
Add to account
Open nowNew to Direct?
Get started*To qualify for Direct Advantage Checking, members must meet the following requirements: Receive cumulative monthly direct deposits totaling $1,000 or more within each of the first three full calendar months following the date the new account is opened and funded. Failure to meet this requirement during any of the first three months will result in the account being converted to the standard checking account, which does not earn dividends or loan discounts. Receive a 0.25% Annual Percentage Rate (APR) discount on all eligible consumer loans while the account remains in qualifying status. Earn an additional 0.10% Annual Percentage Yield (APY) on all eligible interest-bearing deposit accounts while qualifying status is maintained. No monthly maintenance fee. Federally insured by the NCUA.