Direct Cares

Bringing Warmth and Comfort to Every Table.

At Direct Federal, we believe in showing up for our community—especially when times are tough. Through our Direct Cares Program, we’re offering meaningful support to help local families bridge financial gaps and find stability this season.

Through our Direct Cares Program, we’re providing $100 grocery gift cards, financial relief and 1:1 financial counseling sessions, to help those who are struggling.

Member Relief Options

  • Member Relief Loan
    ◇ Fast turnaround time to provide immediate relief.
    ◇ Borrow up to $10,000
    ◇ 0.00% APR* for 6 months
    Furlough letter required
  • Visa Credit Card Increase
    ◇ Temporary credit limit increase of up to $5,000**
    ◇ Temporarily increase your limit by up to $5,000
    ◇ 0.00% APR* for 6 months
    Furlough letter required
  • FREE Loan Skip-A-Pay
    ◇ Skip a loan payment 30 days at a time up to three times and incur no fees.
    Furlough letter required

*Interest rate of 0.00% Annual Percentage Rate (APR). No periodic payments required during the term. One final balloon payment of the full loan amount is due at 6 months. Depending upon the program, this offer is subject to credit approval. Terms and conditions apply.

**The Credit Limit increase is subject to credit qualification and account standing. Maximum credit limit cannot exceed $25,000. Increases are offered for a limited time to assist members impacted by the government shutdown. Standard Visa card terms, including APR, fees, and repayment requirements, continue to apply. Subject to credit union approval and applicable regulations. This offer is subject to credit approval and increases may vary based on creditworthiness. Terms and conditions apply.

Connect

Contact Us

We’re here for you on your schedule.