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About Direct federal

Direct Federal is a federally insured credit union located in Needham, Massachusetts. Starting as a local lender in 1953, Direct has served several hundreds of thousands of satisfied members over the years – and in doing so, has earned a reputation as being one of the most dependable places in which to do business. Anyone who lives, works, worships, or goes to school in Norfolk County; or, has an immediate family member that lives, works, worships, or goes to school in Norfolk County is eligible to join. Direct Federal is a not-for-profit, meaning that earnings are invested right back into the credit union. And that means Direct Federal can offer its members lower loan rates and higher deposit rates that they simply won't see anywhere else.

Direct Federal's dedicated team strives to uphold its singular commitment; that is, offering members "banking at the rate of life." And every day, that promise is delivered through:

  • Compelling rates
  • Remarkable service
  • Immediate access