Smart Start Program
Building a stronger financial future starts with having the right tools in place. That’s why we created the Smart Start Program: a resource designed to help you gain financial knowledge, an opportunity to build your credit, and plan for life’s big milestones.
.png)
Your Path Towards Financial Wellness.
The Smart Start Program empowers individuals to confidently further their financial journey, laying the foundation for long-term success and financial well-being.
- Available for borrowers with limited or no credit
- Personalized financial wellness library
- Free financial counseling

learning Center
Borrowing
Basics
Our Financial Wellness Library helps you understand the details of borrowing. With clear, practical insights, you’ll gain the knowledge and confidence to make informed financial decisions.
Explore.png)
Financial Guidance
Financial Counselors
Our Certified Credit Union Financial Counselors are here to help. Whether you’re tackling debt, building savings, or planning for the future, we’ll help you navigate every step with confidence.
Schedule a CallINSIGHTS
Financial Tips and Tools on the Direct Blog
Visit our blog to explore additional strategies and tools that can expand your financial toolkit and give you the confidence to make decisions that move you forward.
View All Blog ArticlesConnect
Contact Us
We’re here for you on your schedule.
Message
Login to Online Banking and send us a secure message 24/7 through the Message Center.
Chat
Live Chat available Monday-Friday 8am-5pm.