Smart Start Program

Building a stronger financial future starts with having the right tools in place. That’s why we created the Smart Start Program: a resource designed to help you gain financial knowledge, an opportunity to build your credit, and plan for life’s big milestones.

Your Path Towards Financial Wellness.

The Smart Start Program empowers individuals to confidently further their financial journey, laying the foundation for long-term success and financial well-being.
  • Available for borrowers with limited or no credit
  • Personalized financial wellness library
  • Free financial counseling
learning Center

Borrowing
Basics

Our Financial Wellness Library helps you understand the details of borrowing. With clear, practical insights, you’ll gain the knowledge and confidence to make informed financial decisions.
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Financial Guidance

Financial Counselors

Our Certified Credit Union Financial Counselors are here to help. Whether you’re tackling debt, building savings, or planning for the future, we’ll help you navigate every step with confidence.
Schedule a Call
INSIGHTS

Financial Tips and Tools on the Direct Blog

Visit our blog to explore additional strategies and tools that can expand your financial toolkit and give you the confidence to make decisions that move you forward.
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Contact Us

We’re here for you on your schedule.