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You can find a full list of participating banks and credit unions live with Zelle® at Zellepay.com.

If your recipient's bank or credit union isn't on the list, don't worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle® by downloading the Zelle® app for Android and iOS.

To enroll with the Zelle® app, your recipient will enter their basic contact information, an email address or U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle® does not accept debit cards associated with international deposit accounts or any credit cards.

$0 unless property is in a trust and/or there are unrecorded discharges that need to be recorded.

Primary Residences >

Second Homes >

Investment Properties >

There is no over limit fees.

The amount you can borrow depends on the property type and the equity you have in your home.

Primary Residences: Up to 80% Combined Loan-To-Value (CLTV). Any amount between $20,000 and $500,000.

Second Home and Investment Properties: Up to 70% Combined Loan-To-Value (CLTV). Any amount between $20,000 and $200,000.

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Any phone numbers that Direct Federal has in your records may be sent alerts.

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Rates vary based on your creditworthiness. The rate can vary monthly and is based on the Prime rate published in The Wall Street Journal.

The date that is displayed is the estimated delivery date of the check, not the date the payment is sent from your account.

$395 if the line is closed during the first two years.

We currently do not offer Educational Savings Accounts.

‍View our banking account options >