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Latest News & Announcements

Direct Federal Offers Direct Cares Program to Support Members and Community Amid Government Shutdown
Read MoreDirect Federal Credit Union Earns Award for Excellence in Leadership Development
Own Your Path: Self-Advocacy and Self-Care with The Ellie Fund
Direct Federal Awards Karolina Brinkhaus The Dave Johnson Leadership Scholarship
Direct Federal Awards Cailyn Kim the Donald Kelliher Diversity, Equity and Inclusion Scholarship
Frequently Asked Questions
The status of your payments is located under “Payment activity” within the “Payments” tab of the Bill Pay widget. Click on each individual payment to obtain details and the status of your payment.
We currently do not offer FHA loans.
1% of each transaction in US dollars.
Yes, Direct Federal debit and credit cards can be added to Apple Pay, Google Pay, and Samsung Pay.
We are federally Insured by the NCUA. The National Credit Union Share Insurance Fund was created by Congress in 1970 to insure members' deposits in federally insured credit unions. Each credit union member has at least $250,000 in total coverage in individual accounts.
The Share Insurance Fund also separately protects members’ IRA accounts up to $250,000 and provides additional coverage for members’ trust accounts.
The Share Insurance Fund has the backing of the full faith and credit of the United States. Credit union members have never lost even a penny of insured savings at a federally insured credit union.
We do not offer RV loans at this time, but click below to learn more about what personal loans and lines of credit we offer!
We currently do not offer Health Savings Accounts.
View our banking account options >
Please call us at 888.2DIRECT.
New Retail Auto:
New Retail Autos are defined as vehicles from the current or previous model year. Also, a vehicle is considered new if it has not been previously titled or has fewer than 7,500 miles (i.e. dealer demonstrators).
Used Retail Auto:
Used Retail Autos are defined as vehicles no more than eight model years removed from the definition of new.
$0 unless property is in a trust and/or there are unrecorded discharges that need to be recorded.
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