Learn

We currently do not offer safety deposit boxes at this time.

If you'd like to get in touch with us via message, please utilize our secure Message Center in Digital Banking.

‍Log in to access Message Center >

We currently do not offer Educational Savings Accounts.

‍View our banking account options >

We use a method called “average daily balance.” Refer to the section “Finance Charges” within the Agreement for more information on how your balance is calculated.

Visa Credit Card Agreement (Consumer)

In some cases merchants do not submit the physical check for payment.  The check is converted into an electronic check (eCheck).  This is also known as a digital version of a paper check (Image replacement Document).  eChecks use the Automatic Clearing House (ACH) to debit from a members checking account.

There is no over limit fees.

No, Direct Federal Credit Union does not charge any fees to use Zelle® in our mobile app.

Your mobile carrier's messaging and data rates may apply.

CD dividends are compounded daily and posted monthly.

Upon confirming that a transaction is valid, you may retry the transaction immediately.

There are no balance transfer fees.